Start-up LOC or loanAnyone had luck with either of these for a new biz? Is one easier to get than the other as a start-up? We've got experience and we have money to fund ourselves, but would prefer a loan for majority of first year costs as revenue will be delayed.

We'd be hoping for $200k, but curious what success, if any, people have had.
https://www.reddit.com/r/smallbusiness/comments/1demf5d/startup_loc_or_loan/